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Funding will accelerate growth as the AI-powered platform hits £30m ARR and prepares to support 850,000 self-employed people and landlords impacted by Making Tax Digital (MTD).
18 December, 2025 - London - ANNA Money, an AI-powered all-in-one platform combining business account, invoicing, payroll, taxes and admin solutions, today announces a £10m growth debt deal with Flashpoint, an international tech investment firm with approximately $600 million AUM, focused on global technology companies from Europe and MENA.
The funding is aimed at accelerating growth as MTD reshapes how UK small businesses manage tax. The funding follows a standout year for ANNA, with the brand hitting £30m in annual recurring revenue and over 50,000 UK small businesses actively using the platform each month.
AI-powered ANNA is the only app entrepreneurs need to launch, run and grow a business. The platform combines business accounts, invoicing, payroll, tax and daily admin in one place - removing the need for traditional accounting services for many small businesses.
From April 2026, MTD for Income Tax Self Assessment (ITSA) will require self-employed people and landlords with annual income over £50,000 to move from an annual Self Assessment return to quarterly digital updates and a final end-of-year declaration using HMRC-approved software. ANNA offers an MTD-ready ITSA solution with Auto Accountant, which fully automatically prepares and submits digital tax updates and final declarations once the business account is connected.
“This funding gives us the firepower to scale at exactly the right moment,” says Eduard Panteleev, co-founder and co-CEO of ANNA Money. “As MTD for Self Assessment comes into force for around 850k self-employed people and landlords next year, demand for smart, automated accounting is accelerating fast. ANNA’s AI-driven systems mean a single human accountant can work across up to 12,000 businesses - the technology does the rest.”
“That level of efficiency allows us to grow rapidly while maintaining exceptional customer service. With this backing, we’re doubling down on our self-drive accountant and moving decisively towards our ambition of becoming the leading tax SaaS platform for small businesses.”
ANNA expects 2026 to be a breakout year as AI accounting becomes the default for UK small businesses and it scales its AI-powered Auto Accountant across the UK. The next goal is to hit the milestone of £100m in revenue.
Denis Mosolov, Managing Partner at Flashpoint Growth Debt, said:
“ANNA Money is building exactly the kind of category-defining platform we look to support - one that combines strong fundamentals, clear product-market fit and the ability to scale efficiently through technology. With MTD accelerating a structural shift in how UK small businesses manage their finances, ANNA is exceptionally well-positioned to lead the transition to AI-powered accounting. We’re excited to partner with Eduard, Boris and the team as they scale their platform, deepen automation and move toward their ambition of becoming the leading accounting, tax and admin solution for small businesses.”
About ANNA:
AI-powered ANNA has supported over 100,000 UK SMEs and is the only app you need to launch, run and grow a business. It handles business accounts, invoicing, payroll, taxes, and daily admin tasks for small business owners and freelancers. Serial entrepreneurs Eduard Panteleev and Boris Diakonov are the co-founders and co-CEOs.
